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Caixa Children Account

Caixa Children Account Join Now!
Even playing, with Caixa I can save big time!

Caixa indeed gives me all the conditions to have a bright and secure future!


I can keep my money here at home, in my "Piggy” bank and as soon as it`s full, my parents will take me to my bank, to deposit it in my Children Account.
Recipients
  • Aimed at children and adolescents under 18 years old.
Conditions
  • The Children Account is exclusively owned by the Minor and may have the Legal Representation (LR) of the Mother or the Father.
  • Accounts may be created under the following conditions:
    • Children Checking Account: Passbook Account,
    • Children Savings Account: Term Deposit Account.
  • The term of contract is two years, automatically renewable and for equal period.
  • Access to a debit card is not possible.
  • The account can only be consulted by Legal Representatives, through Caixanet or Caixa Mobile .
  • The debit operation is allowed only at Caixa branches.
Opening an Account - Minimum Amounts
  • Children Checking Account: 1,000$00 (one thousand escudos);
  • Children Savings Account: 5,000$00 (five thousand escudos), with subsequent reinforcements of 1,000$00 (one thousand escudos) or more.
Benefits
  • It promotes the habit of saving from an early age;
  • Can be reinforced through permanent transfers
  • Savings are made profitable at an attractive rate click here on the price list ;
  • Children Checking Account is remunerated annually, according to the average balance;
  • Provides the first financial support for future projects of the little ones.

Youth Savings Account

Youth Savings Account Join Now!
With the help of my bank, my future is prepared with excellence, of course!

Youth Savings Account is an account created specifically for us, the Youth, making it possible to create savings under special conditions, which in the future will facilitate credit for my education or for my home ownership.
Recipients
  • Aimed at the Youth, between the ages of 18 and 30 years old.
Conditions
  • The Youth is the exclusive holder of the Youth Savings Account.
  • Accounts may be created under the following conditions:
    • Youth Term Deposit Account: Passbook Account,
    • Youth Savings Account: Term Deposit Account
  • The term of the contract is two years, automatically renewable for an equal period.
  • A new account is created once it is proven that the holder is between 18 and 30 years old.
  • Automatic transition from the Children Savings Account, at its maturity, with associated benefits.
Opening an Account - Minimum Amounts
  • Youth Term Deposit Account: 1,000$00 (one thousand escudos);
  • Youth Savings Account: 5,000$00 (five thousand escudos), with subsequent reinforcements of 1,000$00 (one thousand escudos) or more.
Benefits
  • Easy return on the invested capital;
  • Access to Caixa`s variety of products and services;
  • The funds remain secure and transparent;
  • Access to the account through Caixanet and/or Caixa Mobile;
  • Provides financial support for future Youth projects;
  • Savings are made profitable at an attractive rate - click here on the price list
  • The Checking Account is remunerated annually, according to the average balance;
  • Reduction of 0.5 p.p. on the commission to open credit for education, and/or home ownership;
  • 1st annuity of debit card exemption - ATM, Visa Electron card or Pre-paid Visa Plus.

Term Deposit Account

Term Deposit Account Join Now!
My Bank has a wide range of products and services, which give me all the peace of mind for the future of my family and my Company.

I can choose how and when to apply my income, with a solid, transparent and secure bank. In addition, I can enjoy special remunerations.
Recipients
  • The Term Deposit Account is aiming at all individual clients, in active working life.
Conditions
  • A Term Deposit can be held in individual or collective accounts (joint and solidary).
  • The Term Deposit Account is created through the existing Checking Account, which can be a Passbook or a Checkbook account.
  • Subsequent reinforcements of other amounts are allowed and can be made at any time, directly or by permanent transfer order.
  • Early mobilization, i.e. before the end of the term of the contract, is allowed at any time.
Opening an Account - Minimum Amounts
  • 10,000$00 (ten thousand escudos), if created at the branch.
Benefits
  • There is no risk of capital loss;
  • Allows additional reinforcements at any time;
  • The funds remain secure and transparent;
  • avings are made profitable at an attractive rate - click here on the price list;
  • Allows account operations through Caixanet and Caixa Mobile;
  • Allows the client to create financial support for future projects;
  • Develops a savings policy, which can serve as resource for an emergency or as an investment fund;
  • Flexibility in adapting the term for deposit to the client`s needs;
  • Solidity of the Bank, which ensures the availability of the value at any time.

Housing Savings Account

Housing Savings Account Join Now!
My bank thinks of everything! I have special conditions to make an ideal savings, to get the house that suits me.

What it takes is just a dream, because Caixa helps me plan and acquire a home for my family and I!
Recipients
The Housing Savings Account is aimed at natural persons, in individual or collective accounts (joint or solidary).

It allows clients to monetize funds for the acquisition or construction of their own home or for extra income.

It is divided into two types:
  • Youth Housing Savings – clients aged 30 years old and under;
  • Normal Housing Savings – clients over 30 years old.
Conditions
  • The Housing Savings Account is created from the existing Checking Account, which can be a Passbook Account or a Checkbook Account;
  • The term of the contract is two years, automatically renewable for an equal period;
  • The balance of the Housing Savings Account can be mobilized by the holder, after one year, for the acquisition, construction, improvement, remodelling or expansion of their own permanent house, or for income, or even for the acquisition of land;
  • Subsequent reinforcements are allowed and can be made at any time, directly or by order of permanent transfer;
  • Early mobilization is permitted, that is, before the end of the contractual term.
Opening an Account - Minimum Amounts
  • Youth Housing Savings - 15,000$00 (fifteen thousand escudos), created at the Branch.
  • Normal Housing Savings:
    • 25,000$00 (twenty-five thousand escudos), if created at the Branch;
    • 5,000$00 (five thousand escudos), if created through Caixanet and Caixa Mobile.
Benefits
  • Tax benefits;
  • No risk of capital loss;
  • Easy return on invested capital;
  • Allows additional reinforcements at any time;
  • The funds remain secure and transparent;
  • Allows to operate the account through Caixanet and Caixa Mobile;
  • Allows to mobilize the amount in savings at any time;
  • Allows the client to have easier access to housing loans;
  • Savings are made profitable at an attractive rate - click here for the price list;
  • Guarantee of financing, within the limit of the effort rate, under preferential conditions, to the holders of the Housing Savings Accounts for at least two years;
  • It is a support for expenses arising from the construction or acquisition of housing;
  • Solidity of the Bank, which guarantees the availability of the value at any time.

Term Deposit Savings Account NET

Term Deposit Savings Account NET Join Now!
For me, a lover of Digital Banking, my bank has interesting options to build and manage my savings.

Caixa, really thinks of everything and everyone. Through Caixanet and Caixa Mobile, I can make my savings and plan my future.
Recipients
The Term Deposit Savings Account is aimed at Individual clients using Caixanet and Caixa Mobile. It can occur in individual or collective, joint or solidary accounts.
Conditions
  • The Term Deposit Savings Account NET is created by the client himself, through Caixa Digital Banking. It is connected to the existing Checking Account, which can be of two types: Passbook Account or Checkbook Account.
  • The term of the contract is two years, automatically renewable for an equal period.
  • Subsequent reinforcements are allowed, and can be made at any time, only through Caixanet and Caixa Mobile;
  • Early mobilization, i.e. before the end of the contractual term, is permitted and can be done through Caixanet and Caixa Mobile.
Opening an Account - Minimum Amounts
  • 5,000$00 (five thousand escudos), with subsequent reinforcements of 1,000$00 or more (one thousand escudos).
Benefits
  • There is no risk of capital loss;
  • Easy return on invested capital;
  • It allows additional reinforcements at any time;
  • The funds remain secure and transparent;
  • Allows to mobilize the amount in savings at any time;
  • The account is operated through  Caixanet and Caixa Mobile;
  • Allows to consult the balance and operations at any time;
  • Convenience in setting up, reinforcing and operating the savings account;
  • Savings are made profitable at an attractive rate - click here on the price list;
  • Solidity of the Bank, which guarantees the availability of the value at any time.

Foreign Currency Term Deposit Account

Foreign Currency Term Deposit Account Join Now!
At my bank, I have the option to hold a foreign currency account. This account allows me to reserve my euros and US dollars, and withdrawal them whenever I want, to travel or to handle my business.

Having a foreign currency account can very beneficial, because I can transfer money directly to an account abroad and, besides, my deposited amounts will not change with exchange rate fluctuations.
Recipients
The Foreign Currency Term Deposit Account is for Individual Clients, holders of foreign currency accounts. Foreign Currency accounts can be created in Euro (EUR) or US Dollar (USD).
Conditions
  • The Foreign Currency Term Deposit Account is created from Checking Account, in the existing currency. It can be made at a branch, or through Digital Banking - Caixanet and Caixa Mobile.
  • The interest rates are fixed according to the variations of the international market.
  • Subsequent reinforcements are accepted and can be made at any time.
  • Early mobilization, in whole or in part, is permitted, by request of the client.
Opening an Account - Minimum Amounts
  • Term Deposit Account in Euros - 400 EUR (four hundred euros);
  • Term Deposit Account in US Dollars - 500 USD (five hundred dollars).
Benefits
  • There is no risk of capital loss;
  • Easy return on invested capital;
  • Allows additional reinforcements at any time;
  • The funds remain secure and transparent;
  • Allows to mobilize the amount in savings at any time;
  • Savings are made profitable at an attractive rate, click here on the price list;
  • Allows the client to create financial support for future projects;
  • The amounts deposited will not change with the exchange rate fluctuations;
  • Solidity of the Bank, which ensures the availability of the value at any time.

Student Entrepreneur Savings Account

Student Entrepreneur Savings Account Join Now!
As a student entrepreneur, Caixa gives me a world of benefits.

The entrepreneurship program allows me to apply my savings at my trusted bank, and my future is secured.
Recipients
It is aimed at students in the 1st cycle (9th and 10th grades) and 12th grade, from schools located on the islands of Santo Antão, São Vicente, Sal, Boa Vista, Maio and Santiago (City of Praia, Assomada and São Salvador do Mundo), as part of the entrepreneurship program.
Conditions
  • The Student Entrepreneur Account is held exclusively by the Student;
  • The representation is done according to the regime for Minors accounts - Caixa Children Account;
  • Accounts may be created under the following conditions:
    • Student Entrepreneur Account: Passbook Account,
    • Student Entrepreneur Savings Account: Term Deposit Account.
  • The term of the contract is one year, automatically renewable for an equal period.
Opening an Account – Minimum Amounts
  • Student Entrepreneur Checking Account: 1,000$00 (one thousand escudos);
  • Student Entrepreneur Savings Account: 5,000$00 (five thousand escudos), with subsequent reinforcements of any amount.
Benefits
  • It provides financial security for students;
  • It encourages the development of savings culture;
  • The funds remain secure and transparent;
  • Provides financial support for students future projects;
  • The Checking Account is remunerated annually, according to the average balance;
  • Savings are made profitable at an attractive rate, higher than for the other Caixa Children Accounts;
  • Flexibility in the amounts used to fund the account, ensuring a higher propensity for saving.