This festive season is not only a time of celebrating, buying, and offering gifts but also a season of identifying our uncontrollable spending habits, by learning ways of saving.
Yes, the festivities come with a lot of requirements and numerous spending. But for those on a tight budget, you can opt to forgo a couple of things. In the long run to fulfilling your needs and desires, it's worth following our savings suggestions.
We are not saying that you stop spoiling yourself or being generous with the people you love most, but rather that you adopt everyday conscious consumption habits to control spending during festivities. Practicing these saving habits guarantees you financial freedom and ensures you have enough money at the start of the year when normally things are tight.
You can consider these key pointers in your journey to financial freedom:
- Bet on originality and recycling to reduce expenses and enjoy the festive season without sacrificing your finances.
- Research and buy in advance and opt for more affordable gifts. By being aware of your financial limit, it will be easier to avoid year-end temptations.
- Offer time, care, attention, affection, hugs... the best things in life are free, they don't weigh on your pocket but they fill your heart and give the true meaning of Christmas!!!
Keep following our Financial Education tips to organize your Christmas bills and start the new year, 2023 with greater savings.
Caixa wishes you Happy Holidays and a Prosperous New Year.