Em cumprimento ao disposto pelo Artigo 12, do Capítulo II do Aviso n.º 2/2023, de 28 de dezembro, sobre os Bancos Domésticos de Importância Sistémica (Domestic Systemically Important Banks, sigla D-SIBs), o Banco de Cabo Verde procedeu à classificação em 2025 das instituições de crédito classificadas como D-SIBs, com base nos dados reportados a 31 de dezembro de 2024.

A metodologia definida no Aviso determina que a classificação assenta numa pontuação média de quatro indicadores com pesos distintos, designadamente, a dimensão com 35%, a interconectividade com 20%, a substituibilidade com 35% e o sentimento doméstico com 10%.

De acordo com o Aviso, a regra de classificação estabelece que as instituições cujas pontuações (scores) excedam os 200 pontos são consideradas bancos domésticos de elevada importância sistémica, as que estiverem entre 150 e 200 pontos são designadas bancos domésticos de moderada importância sistémica e as que estiverem entre 95 e 150 pontos são designadas bancos domésticos de ligeira importância sistémica e as que estiverem abaixo dos 95 pontos são consideradassem importância sistémica.

Assim, de acordo com a pontuação, a Caixa Económica de Cabo Verde (CECV) e o Banco Comercial do Atlântico (BCA) são classificados como bancos de elevada importância doméstica, e o Banco Cabo-verdiano de Negócios (BCN) e o Banco Interatlântico (BI) como bancos de ligeira importância doméstica.

O Banco BAI Cabo Verde (BAI CV) figura pela primeira vez, após a classificação inaugural em 2024, com um score de 98 pontos. A instituição será confirmada como sendo banco doméstico de ligeira importância sistémica (reclassificação para escalação superior), se por dois anos consecutivos mantiver uma pontuação média entre 95 e 150 pontos.

 

Fonte: Site do Banco de Cabo Verde - BCV

Caixa Económica de Cabo Verde participated in the 2nd Youth Investment and Financing Summit, held from January 30th to February 1st in Praia, under the theme "Training, Entrepreneurship, and Innovation – Cape Verde in Action."

The institution set up a stand and had a commercial team on-site, providing information on available financing options for micro and small businesses initiated by young people and women, along with other details on various funding opportunities.

The event was organized by the Ministry of Finance and Business Development, Casa do Empreendedor, Pró Empresa, and other partner institutions, with the goal of offering a platform for young people to share their ideas and projects. 

The summit brought together young leaders, entrepreneurs, business professionals, NGO representatives, members of associations and business groups, youth advocates, university students, and professionals from diverse sectors.

As part of its commitment to social responsibility and in celebration of World Savings Day on October 31, Caixa is launching the 'October Savings Month' campaign. This initiative seeks to foster discussions and raise awareness about the importance of saving and financial education, while also showcasing the range of savings solutions Caixa provides to its customers.

The campaign aligns with the strategic objective of promoting Financial Education and Inclusion and is a key initiative within Caixa's Social Responsibility Programme Action Plan.

One of the key activities in this year's campaign will be Open Talks held on Foco Island, targeting 11th and 12th-grade secondary school students. These sessions aim to raise awareness about the importance of saving and will also promote the Student Package, a commercial solution designed specifically for young students.

Caixa invites all students and the wider community to take part in these sessions and learn how savings can be a powerful tool in achieving their dreams and goals. 

For more information and financial education tips, visit Caixa's financial education page.

In September, dedicated to suicide prevention awareness month, Caixa is launching its ‘Yellow September’ campaign to underscore its commitment to the holistic well-being of its employees and customers.

This initiative aligns with the Government of Cape Verde's declaration of the Year of Mental Health Awareness.

This year’s campaign is particularly significant because the Cape Verdean government has designated 2024 as the Year of Mental Health. This initiative underlines the increasing awareness and concern for the psychological and emotional well-being of the Cape Verdean population.

Commitment to Mental Health
Caixa's dedication to its employees' mental health extends well beyond the 'Yellow September' campaign, reflecting a genuine commitment to ongoing support and monitoring for those in need. By emphasizing the importance of holistic well-being for both employees and customers, Caixa is not just seen as a financial service provider but also as a socially and environmentally responsible institution, setting a high standard for sustainability.

As part of its dedication to employees’ well-being, Caixa provides a robust health benefits and coverage package.

Notably, in 2023, the company launched the ‘Healthy Mind’ Project, which offers subsidized and fully covered psychology consultations and therapy sessions.