Mortgage Loans - Annual Renewal of the State Simplified Benefit

2022-03-01
Communication
Clients who benefit from Home Loans with State Bonus are advised that the period for the delivery of documents for sake of updating State Bonus for the year 2021 is in a course, with a deadline on 31 March 2022.

Failure to meet this deadline will result in the automatic loss of the State Bonus.

Caixa recommends beneficiary customers deliver the documents listed below by the deadline to avoid constraints with their subsidy.

List of documents required by the Ministry of Finance for Access/Renewal of Home Loans with State Bonus:

  • Declaration proving the family aggregate issued by the City Council;
  • Declaration of the composition and income of the family household of the applicant of the loan (Model I of the Ministerial Order);
  • Declaration of the composition and income of the family household members that are not minor descendants (Model II of the Ministerial Order);
  • Declaration of honor about the non-existence of other credits of permanent or secondary property of the borrower(s) with the recognized signature(s);
  • Photocopy of the ID card, birth certificate, or birth certificate of the members of the household;
  • Certificate proving the marriage, partnership, and divorce;
  • Court declaration proving cases of adoption and guardianship;
  • Periodic Declaration of Income (DPR), MOD 111 or Declaration of Gross Annual Income of the household earned in the previous calendar year issued by the employer *;
  • Declaration of Tax Status issued by the Tax Office;
  • DUC (in case of tax payable);
  • Declaration issued by the Tax Office if one of the members is not required to submit it or has no income;
  • Declaration of authorization and verification of the information provided by the competent entities (Model in the Ministerial Order);
  • Certified copy of the promissory contract of purchase and sale of the land;
  • Plan of the location of the land;
  • Declaration issued by the Municipality about the viability of the construction, indicating the fundamental characteristics of the fire to be built;
  • Certified copy of the allotment permit, if it exists;
  • Declaration of commitment to start the construction within 1 (one) year.

* In the case of borrowers who are part of the REMPE Regime (Special Regime for Micro and Small Enterprises) must deliver, as proof of income earned in the previous calendar year, the personal Salary Statement, along with the Wage and Salary Sheet delivered to the INPS.

We reiterate our invitation to make use of the digital channels that Caixa puts at your disposal - CaixaMobile, Caixanet, POS, and ATM, whenever possible.
 

We are always on your side!

Caixa. The bank that suits me.

































* No caso dos mutuários que estejam inseridos no Regime REMPE (Regime Especial de Micro e Pequenas Empresas) devem entregar, como comprovativo do rendimento auferido no ano civil anterior, a Declaração de Vencimento pessoal, juntamente com a Folha de Ordenados e Salários entregue no INPS.

Reiteramos o convite para que se faça o uso dos canais digitais que a Caixa coloca a sua disposição - CaixaMobile, Caixanet, POS e ATM, sempre que possível.


Estamos sempre ao seu lado!

Caixa. O Banco que combina comigo.