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Mortgage

A new family, new plans, new home, new commitments. Its good to have someone that organizes our financial commitments, allowing us to enjoy the best thing in life.

For the acquisition or construction of private housing, secondary or rental property. 

 

General Regime: Credit at the current rate, intended for private housing or rental property.

 

Subsidized Regime: Mortgage in which the State bears a portion of the interest, depending on income and family size

  • Credit for the purchase, construction, improvement or remodeling of private housing.

 

 

Youth Subsidized: Families with an income/household relationship that fits under the Decree-Law 28/94.

  • The sum of the ages of the couple does not exceed 60 years and none of the spouses is more than 35 years old;
  • Or, in the case of only one individual, after reaching the majority (18 years of age) and not exceeding 30 years of age;
  • Credit for the purchase, construction, improvement or remodeling of private housing.

 

   

Advantages:

  • The amount of interest and charges on a mortgage loan paid throughout the year can be deducted from taxes due;
  • The lowest installments in the market.

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